As the world continues to embrace digital financial solutions, investment apps have surged in popularity, especially in the UK. The rise of mobile platforms offering accessible, efficient, and low-cost investing has democratized wealth-building opportunities for everyday users. In 2025, the UK market boasts a plethora of investment apps catering to various needs—from beginners to seasoned investors. For anyone looking to start or expand their investment portfolio, choosing the right app can make a significant difference. Below are some of the Top-Rated Investment Apps in the UK, designed to help investors of all levels achieve their financial goals.
1. eToro: Social Trading at Its Best
eToro remains one of the most popular investment apps in the UK, offering a wide range of investment options including stocks, cryptocurrencies, ETFs, and more. What sets eToro apart is its “social trading” feature, which allows users to follow and copy the trades of successful investors. This unique approach appeals to beginners and those who want to learn from experienced traders. eToro also provides a demo account, allowing users to practice trading without risking real money. The app is user-friendly, and with low fees and no commission on stock trades, it’s easy to see why eToro is regarded as one of the top-rated investment apps in the UK.
2. Revolut: A Multi-Faceted Financial App
Revolut has quickly gained traction as one of the most versatile financial apps in the UK. Beyond being a digital bank, Revolut allows users to trade stocks, cryptocurrencies, commodities, and even metals like gold. One of its most attractive features is its ability to offer low-cost, commission-free trading for users, making it a great choice for those just getting started in investing. Revolut also provides a range of tools like spending analytics, budgeting, and currency exchange, allowing investors to manage their finances holistically. While the app is suitable for beginner investors, it also offers advanced features for experienced traders, making it one of the top-rated investment apps in the UK for a wide range of users.
3. Freetrade: Simple and Transparent Investing
For investors who value simplicity and transparency, Freetrade is a standout option. This UK-based investment app offers commission-free trading on a variety of UK and US stocks, ETFs, and investment trusts. Freetrade’s clean, easy-to-navigate interface makes it an excellent choice for beginners. The app operates on a simple, transparent pricing model, with no hidden fees and straightforward access to investment products. Whether you’re interested in individual stocks or ETFs, Freetrade provides a user-friendly platform with access to thousands of investment options. As one of the most highly rated investment apps in the UK, it offers an easy entry point for those looking to get involved in the stock market without dealing with complicated structures.
4. AJ Bell Youinvest: A Full-Service Investment Platform
For those who are looking for a more comprehensive investment solution, AJ Bell Youinvest stands out as one of the top-rated investment apps in the UK. Known for its detailed research tools and wide range of investment options, AJ Bell Youinvest allows users to invest in stocks, bonds, ETFs, and mutual funds. The app’s interface is designed with both beginners and experienced investors in mind. AJ Bell Youinvest provides access to in-depth market analysis, making it an excellent choice for individuals who prefer to conduct their own research. Though there are some fees involved, the app offers excellent customer service and a robust platform for long-term investment strategies.
5. Nutmeg: Simplified Robo-Advisory for Hands-Off Investors
Nutmeg is another top-rated investment app in the UK, particularly for individuals who prefer a hands-off approach to investing. This robo-advisor app takes the complexity out of investing by offering pre-built portfolios based on your risk tolerance, financial goals, and investment timeline. Nutmeg’s simplicity and low fees make it an attractive choice for beginners or anyone who prefers to delegate the investment management process. The app’s portfolios are managed by experts, and users can access their investments and track performance easily through the app. Nutmeg is an ideal choice for those who want a fully managed investment experience without the need to pick individual stocks.
6. Hargreaves Lansdown: A Leading Platform with Research Tools
For investors who want both a broad range of investment options and the ability to conduct detailed research, Hargreaves Lansdown is a top choice. Known for its wide selection of funds, ETFs, and individual stocks, Hargreaves Lansdown offers excellent tools for research and investment tracking. This app is ideal for seasoned investors who want to tailor their investment portfolios and access in-depth reports. It also provides investment advice and various educational resources, making it a solid choice for both novice and experienced investors alike. Although there are some fees involved, the platform is highly respected and has earned its place among the top-rated investment apps in the UK.
7. Plum: A Smart Way to Automate Your Investments
Plum is a unique app that uses AI to help you save and invest effortlessly. The app automatically analyzes your spending habits and transfers spare change into an investment account. Plum offers a variety of investment portfolios, including low-risk, medium-risk, and high-risk options, allowing users to match their investments to their risk preferences. With no minimum investment required and low fees, Plum is perfect for beginner investors or anyone looking for a hands-off approach to growing their wealth. The app’s simplicity, combined with its advanced technology, has earned Plum a place among the best investment apps in the UK.
8. Moneybox: Round-Up and Save with Ease
Moneybox is another app that makes investing accessible to a wider audience. One of its most popular features is the ability to round up your purchases and invest the spare change into a range of diversified portfolios. This “micro-investing” method is perfect for beginners who want to start investing without a large upfront commitment. Moneybox offers a range of investment options, including stocks and bonds, and allows users to set up regular contributions. With its easy-to-use platform and low fees, Moneybox is a strong contender in the list of top-rated investment apps in the UK, especially for those who want to invest passively.
In conclusion, the best investment apps in the UK provide a wide range of features, from commission-free trading to robo-advisory services. Depending on your goals, risk tolerance, and experience level, there’s an app that fits your needs. Whether you’re just starting out or looking to expand your investment portfolio, these top-rated apps are the perfect tools to help you succeed in 2025 and beyond.